Retirement isn't easy. Here's a link that may lead you to some help:



Benefits.net
Retirement Planning

Retirement planning is difficult at best. No one knows how long we might live in retirement and what our state of health might be. No one can accurately anticipate the cost of living in the future.

We are all relying on educated "guesses" made by trained experts, usually actuaries.

Guidelines exist and no one source is best when it comes to planning your retirement. No one knows what you plan for your own retirement.
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Your credit needs change as you reach retirement. The trick is to be ready for retirement, with enough saved and with adequate medical care.
So we are not going to try to tell you what you need. Instead, we are going to give you some links that should help you get the most out of your golden years.